Student Loan Debt Graduation Cap and Money

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Research has shown that student loan debt hurts all of us by slowing our economy.

Families can’t buy new cars or homes or save for their children’s education. Workers can’t save for their retirement. Entrepreneurs aren’t able to start the small businesses that are the bedrock of new job creation.

The unfortunate reality of the student loan debt crisis is that borrowers who took on the personal responsibility to pay for it are not being treated fairly by the system. Millions of Americans are being denied the fair shot at the middle class that they earned with their hard work in getting an education.

Common sense reforms like allowing borrowers to refinance their student loans, just like you can with a home or auto loan have been introduced both here in Wisconsin and in Washington D.C. And more and more policymakers are getting on board with the need to reform the system to make sure education remains a path to the middle class.

We need to change the system and it’s clear that means changing the minds of policymakers.

Student Loan Debt Stories

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Student Loan Debt Research

One Wisconsin Institute
One Wisconsin Institute
One Wisconsin Institute

Additional Resources


Student loan borrowers have done the right thing — working hard to get their education or job training and taking on the personal responsibility of paying for it. But $1.3 trillion in student loan debt is standing between them and a fair shot at the middle class. We need to get serious about real, common sense reforms to treat these hard working borrowers fairly before the crisis becomes a full-blown economic catastrophe.